How do you maximize cash flow? At Pacific Continental we have a number of sophisticated products to help you get the most out of your capital funds. Through the use of automated sweep products we can tailor your accounts to increase interest earnings by making daily investments of excess funds or reducing balances in your lines of credit.
We can even associate several of your checking accounts together and operate them out of a single deposit source. If you think you could benefit from a tailored product designed to fit the needs of your particular business.
Sweep Account
We can help you manage your cash by tying together one or more deposit accounts and/or investment accounts for one of the following purposes:
• To maximize interest income
• To maintain a zero balance in an account
The cost of this service is $25 per sweep relationship per month.
Line of Credit Sweep Account
We help you make the most of your cash flow by tying together one or more deposit accounts to a business line of credit to help minimize interest expense. The cost of this service is $150 per month.
Zero Balance Accounts (ZBA's)
Please contact us for details about zero balance accounts. We can help you maximize your interest income on collected funds by utilizing some external investment options.
Loan Link
A business line of credit can be tied to a business checking account to cover potential overdrafts. The fee for this service is $7.50 per transfer.