BusinessBusiness Checking
Business Banking Services and Fees (pdf)
Business Banking Brochure (pdf)
The minimum balance required to open any Pacific Continental Bank business checking account is $100.
| Account Description | Monthly Service Fee | Additional Fees** | |
|---|---|---|---|
| Business Checking | The Business Checking account is designed for business or club-type accounts that maintain low activity levels. | There is a $10 monthly service fee. Maintaining a minimum balance of $100 eliminates the monthly service charge for this account. | Ancillary products used with this account will be charged on a monthly basis; activity limits do apply. The $10 monthly paper statement fee is waived upon signing up for online statements. |
| Main Street Business Checking |
The Main Street Business Checking account is designed for companies that transact higher volumes of activity while using a limited number of ancillary products. | There is a $12 monthly service fee. Maintaining a minimum balance of $2,500 eliminates the monthly service charge for this account. |
Ancillary products used with this account will be charged on a monthly basis; activity limits do apply. |
| Business Interest Checking* |
The Business Interest Checking* account is designed for clients who prefer to earn interest on their higher-balance accounts while using a limited number of ancillary services. | There is a $15 monthly service fee. Maintaining a minimum balance of $15,000 eliminates the monthly service charge for this account. |
Ancillary products used with this account will be charged on a monthly basis; activity limits do apply. |
| Analyzed Business Checking |
The Analyzed Business Checking account is designed for clients who conduct high levels of monthly transaction activity and require cash management services such as account sweeps or remote-deposit capture. | Account activity is analyzed and charged on a monthly basis. | Account activity is analyzed and charged on a monthly basis. To offset monthly service charges, an earnings credit is applied to the average collected balance. Monthly service charges may be offset by an earnings credit equal to the 91-day T-Bill rate minus 25 basis points based upon the positive net collected balances maintained in the account. |
| Analyzed Business Interest Checking* | The Analyzed Business Interest Checking* account combines the benefits of traditional account analysis with interest-bearing checking. | Account activity is analyzed and charged on a monthly basis. | Interest is paid and service fees are assessed as separate line items. |
*Under the provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, commercial clients who elect to receive interest payments will forgo the temporary unlimited Federal Deposit Insurance Corporation (FDIC) insurance protection. Unlike consumer accounts that may be eligible for additional FDIC insurance by opening multiple accounts under different legal titles, commercial clients are limited to $250,000 in FDIC coverage per tax identification number. All funds in a noninterest-bearing transaction account and IOLTAs are insured in full by the FDIC from December 31, 2010, through December 31, 2012.
**Please refer to our Business Banking Services and Fees document for a full description of account fees and charges.
Contact us by phone (toll-free) at 877-231-2265 or by email at banking@therightbank.com