Pacific Continental Bank offers the following personal account services. Please use the “contact us” link if you don’t find what you’re looking for.  We pride ourselves on the ability to provide customized service and would love to have a chance to meet your specific needs:

All Service Fees are subject to change without notice.  Please use the link at right to access a current copy of our products, services and fees.

Checking Accounts

All Service Fees are subject to change without notice.  Please visit one of our offices for a copy of our current fee schedule.

Gold Account

• Monthly Service Fee $12
• No minimum balance required
• Free PCB style checks
• Waived fees for ATM/Check card, traveler’s cheques, money orders, cashier’s checks and online bill payment

Silver Account

• Monthly Service Fee $10
• No minimum balance required
• Free PCB style checks
• Waived fees for ATM/Check card, traveler’s cheques, money orders and cashier’s checks

Bronze Account

• Monthly Service Fee $8
• Fee waived with minimum balance of $300
• First order of PCB style checks free
• Waived fee for ATM card

Budget Account

• Monthly Service Fee $5 ($3 with electronic statements)
• Charge for each paper-item paid against account $.50
• No minimum balance required

55 Plus (for PCB clients age 55 and older)

• No monthly Service Fee
• No minimum balance required
• Free PCB style checks

PC Account

• Monthly Service Fee $8
• Monthly Service Fee waived and interest is earned if you maintain a $1,000 minimum balance or a $1,500 average collected balance during the statement period.
• Variable interest rate

Money Market Account

All Service Fees are subject to change without notice. Platinum Money Market Account Disclosure (PDF)

• Monthly Service Fee $10
• Minimum needed to open account $1,000

- Fee waived if $2,000 minimum balance is maintained each day of the statement period.  Interest is accrued daily on the collected balance in the account and is paid monthly to the account at the end of the statement period.

-  Federal regulations allow that during each statement period you may make six (6) pre-authorized transfers (including telephone transfers) from the account, only three (3) however, may be payments by check, draft, or debit card.  Withdrawals exceeding these limits per month are subject to a $10 handling fee and change of account type.  There are no limitations on ATM or in-person withdrawals or requests for transfers or withdrawals made by mail or messenger.

Visa Check Card

• Annual Fee $15
• Our check card has the Visa logo and can be used for purchases with or without a Personal Identification Number (PIN) anywhere Visa cards are accepted.
• Any time you use an ATM to withdraw $40.00 or more using your PIN, we'll refund up to $2.00 of the ATM surcharge assessed to your account for up to four transactions each statement cycle.  That's a credit of up to $8.00 for all our existing and newly qualified ATM and check-card holders.

ATM Card

• Annual Fee $5
• Our ATM card can only be used for transactions with your PIN
• Any time you use an ATM to withdraw $40.00 or more using your PIN, we'll refund up to $2.00 of the ATM surcharge assessed to your account for up to four transactions each statement cycle.  That's a credit of up to $8.00 for all our existing and newly qualified ATM and check-card holders.

Personal Balance Plus (Overdraft Protection)

• Annual Fee $50
• Advance fee (per occurrence) $3
• Balance plus overdraft protection accounts are offered for a variety of amounts at a current interest rate of 14.90%.  Please contact us for more information.
• Transfer from savings, per item $7.50