At Columbia Bank, we strengthen our local communities by providing financing to thousands of organizations, from local businesses purchasing new equipment or constructing new office space to dentists acquiring or starting a practice to nonprofits securing a line of credit or purchasing their building.
Our qualified team of bankers can provide you the assistance you need in navigating government-guaranteed SBA lending options.
We have extensive experience and expertise in working with businesses in our community, just like yours. Give us a call to let us help you create the business you want.
Commercial Term Loans: Loans with terms more than 12 months and used to finance the purchase, improvement or expansion of fixed assets such as furniture or equipment. Companies may consider this type of loan when making a major investment in the business and want fixed monthly installment payments.
Commercial Real Estate Loans: Longer-term loans often used to finance owner-occupied and non-owner occupied real estate such as office, industrial, multi-family residential, mixed-use or retail space. These loans can also be used to acquire, refinance or access equity in commercial real estate.
Construction/Development Loans: Financing for the acquisition, development, and construction of real estate. Often in the form of short-term financing that is replaced with a longer-term traditional real estate loan.
SBA Loans: The U.S. Small Business Administration (SBA) offers various credit enhancement programs to help reduce the lender’s risk and allow for financing that would otherwise be unavailable at reasonable terms. Common examples of such programs include the 7(a) Guaranteed Loan Program and the 504 Loan Program. For more information, please visit the SBA’s Website.
SNAP and STEP Bonds: This type of financing is offered for tax-exempt organizations in Oregon and Washington. Read more on our nonprofit organizations page.
Acquisition Financing: Senior debt to support the acquisition or expansion of a business in the form of short- or long-term financing.
Lines of Credit: Short- to mid-term credit used to support the increase of current or short-term assets and liabilities such as accounts receivable, inventory and accounts payable. This type of credit is often driven by revenue growth or seasonality and as a liquidity tool to fund the time between production and revenue recognition.
Letters of Credit: An obligation taken on by the bank once certain criteria are met to make payment on behalf of the borrower, usually in the form of a letter guaranteeing that a buyer’s payment to a seller will be received on time and for the correct amount.
Business Mastercard®: Simplifies the management of company expenses, eliminating the need to write checks or handle cash.